“Mitra Bisnis Keluarga” (MBK) is the Indonesian name for “Family Business Partners”. MBK is a microfinance institution (MFI) regulated by the Indonesian Financial Services Authority (FSA), and licensed as a non-bank finance company. This microfinance institution uses the Grameen Bank methodology to provide working capital to low-income women in primarily rural and semi-urban areas of Indonesia.
MBK’s mission is to provide access to formal and cost-effective financial services to low-income households (financial inclusion). MBK’s objective is to reduce their vulnerably, raise their incomes, and improve their living standards.
Since launching its operations in 2003, MBK has now become one of the largest Grameen-style microfinance institutions in Indonesia. MBK’s goal is to contribute to the government’s Millennium Development Goals, particularly in fighting poverty and empowering women.
Total Clients with Financing
% Below Proverty Line
Outstanding Portfolio (US$ Million)
Average Outstanding Working Capital / Client (US$)
Working Capital as % GDP per Capita
31 March 2022
PEFINDO Credit Rating Agency (Oct, 2019) : BBB+/outlook stable
Social Performance (Planet Rating,2014) : 4-
Client Protection Certificate Renewal (Dec-2021): SMART Campaign
2009 : #1 out of 1,600 MFIs in the world
2008 : #1 out of 1,300 MFIs in the world
2007 : #25 out of 1,100 MFIs in the world
2008 : Grameen Foundation Excellence Award
2008 : Unitus Inc. Achievement Award
2007 : Ernst & Young Finalist, Social Entrepreneur Indonesia